Spokane Consumer Rights
Have you been taken advantage of in the purchase of a product?
Were you lied to and are now being ignored?
Were you treated unfairly and are wondering if you can do something about it?
Well, maybe you can: Washington State has laws designed to protect its consumers. Call the Whipple Law Group today to speak with a Spokane consumer rights attorney and determine if you are protected.
Consumer protection also extends to collection agencies and lenders, which often comes as a surprise to consumers. Harassment and unscrupulous billing practices are against the law, so if you have questions, we can supply you with answers based on the law
Get Help from A Spokane Consumer Protection Attorney
- The law is designed to protect consumers from faulty products and false advertising
- If you feel like a business treated you unfairly, a consumer protection attorney can help
- The Whipple Law Group works on numerous consumer protection cases involving faulty automobiles
- We may also be able to help if you’re being harassed by creditors
- Contact a professional consumer rights lawyer from our office today and ensure that you are treated fairly
Talk To a Consumer Protection Attorney and Protect Your Legal Rights
At the Whipple Law Group, we are committed to aggressively protecting your rights as a consumer. We do this in many ways:
Protecting Spokane Consumer Rights Clients When Making Purchases:
First, you have a right to be treated fairly when you are involved in the purchase of goods and services. It is illegal for businesses to engage in unfair and deceptive practices. Our Spokane consumer protection lawyers hold such parties accountable by using the Consumer Protection Act (RCW 19.86) to obtain fair treatment and equitable remedies for our clients. If you feel the business you are dealing with has made misrepresentations or acted illegally, call the Whipple Law Group to discuss your case with a Spokane consumer rights attorney.
Manufacturing Warranty / Product Liability
Second, when you buy something, the purchased product is supposed to work as advertised. When it doesn’t, or worse, you or a loved one is harmed by a product, the law provides remedies. Our Spokane consumer protection litigators have been able to help clients attain satisfaction in cases involving product liability and breach of manufacturer’s warranties. Call us if you feel you have been ripped off or harmed by such a situation.
Motor Vehicle Purchase and Repair
Third, Washington law provides protection in cases involving motor vehicles. Have you purchased a car with a bad engine, with undisclosed damage, or with safety issues? If so, the dealer may be in violation of the Consumer Protection Act in Washington State. Your Spokane consumer rights attorney fees will be covered by the opposing side if you are successful in your suit. Washington also has a “Lemon Law” which provides substantial recourse if you find yourself in possession of a defective new vehicle that the dealer cannot or, simply, will not fix.
Your Rights and Vehicle Repairs
Finally, Washington law also protects consumers who are seeking to have their car fixed by a mechanic. You have a right to get an estimate before repairs start and the mechanic must keep the repair bill reasonably close to the estimated amount or call you for additional authority.
Other protections provided under Washington law include the prohibition of false, deceptive or misleading advertising:
- Charging for parts or labor not installed or completed
- Use of your car for any reason unrelated to repair of the vehicle
- Refusing to give you copies of any signed document requested
- Collecting payments from you and from the warranty provider for the same repairs
- Charging for unnecessary repairs
- Failing to post the required Notice of Rights sign
- Failing to keep copies of estimates for at least one year
If you have been treated unfairly in obtaining automotive repairs, call us to discuss your case.
Fair Debt Collection Practices Act
Have you fallen behind on a debt? Are you being relentlessly hounded by debt collectors? If so, you may have a valid complaint with the law on your side. Many debt collection agencies purchase unpaid debts for pennies on the dollar and make a profit when they are able to successfully collect unpaid debts. Debt collectors are required to follow specific laws when engaged in the collection of debts.
We have found that many act in violation of the law in their collection practices. Further, you should be aware of these and other laws designed for your protection, before discussing your debt with a collector. Call us for more information in order to arm yourself properly with the facts and protect your rights.
Truth in Lending- What You Need To Know If You Are Thinking about Borrowing Money
Are you thinking about buying a house? Do you need a mortgage to swing it? Are you looking at a new car and considering financing? Become an educated consumer and save money! The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans. You may even have the right to change your mind within a certain period of time.
At the Whipple Law Group, our Spokane consumer protection lawyers provide our clients with the information they need to be smart shoppers when it comes to obtaining a loan. We also assist our clients where they have been the unwitting victim to unfair lending practices. Have you ever obtained a loan where interests rate changed, hidden fees popped up, or things didn’t happen as expected?
The Truth in Lending Act requires mandatory disclosures by the lender to protect you and if the bank makes a mistake they may end up owing you money for violating their duty under the law.
Increasingly, credit report ratings are playing a huge part in consumers’ lives. Being able to make a purchase, buy a house, obtain a loan or even secure a job may hinge on a favorable credit report. Under the Fair Credit Reporting Act (FCRA), these reports must be accurate. You have the right to review your credit report, from each of the three national credit reporting agencies, annually. Please do so. If you see problems with the report, contact the reporting agency.
If it turns out the agency will not work with you to fix its errors, then please contact a Spokane consumer rights attorney from the Whipple Law Group. We will make sure the agency gets it right. Agencies are under a legal obligation to provide correct information. Its failure to do so can result in injury to you, which the agency may be legally liable.
Contact a Spokane Consumer Protection Attorney from the Whipple Law Group today
In our experience, we find most business people are decent individuals acting in a legal and respectable manner. The Whipple Law Group is dedicated to protecting our clients from predatory businesses. If you are concerned that your rights may have been violated, contact an attorney at the Whipple Law Group to discuss your case.